Volvo Ocean Race 2011-12 and South Beach Miami

Dreaming of the sun on your face, wind in your hair and taste the salt on your lips? Well, here is something interesting for the sailors to begin planning for ...

The Volvo Ocean Race will be back next year and the calendar has been announced. In a sample of the action here is the promotional video of the race in 2008-2009, with lots of salt, adrenaline - and moments of terror!



The Volvo Ocean Race 2011-2012 includes a completely new format for the nine months from start to finish. It provides for a long weekend to compete in every port in the ports and parties, giving viewers the opportunity to enjoy the spectacle of these magnificent racing yachts.

If you are already hooked on sailing, or just curious to see what it's all about, take note of the dates so you will not miss any of the action happens in a place near you - or why not start planning a trip to one of the ports of call.

Everything begins in Alicante, Spain October 20, 2011 with a week of festivities, and ends in Galway (W coast of Ireland) with a coastal race, the July 7, 2011.

The course takes sailors on an incredible odyssey of more than 39,000 nm
Stage 1: 5-25 Nov., 2011 - Alicante (Spain) Cape Town (South Africa)
Stage 2: December 11 to January 1, 2012 - Cape Town to Abu Dhabi (UAE)
Stage 3: January 14 to February 4 - Abu Dhabi to Sanya (China)
Leg 4: February 19 to March 8 - Sanya to Auckland (New Zealand)
Leg 5: March 18 to April 4 - Auckland at Itajaí (E coast of Brazil)
Step 6: 22 ab 6 May - Itajaí to Miami (USA)
Leg 7: 20-31 May - Miami to Lisbon (Portugal)
Leg 8, June 10-17 - Lisbon to Lorient (France - through the Azores)
Leg 9: 1-3 July - Lorient Galway (via Fastnet Rock)

The 2011-12 race will be the 11th since the series began in 1973 - when it was known as the Whitbread Round the World Race. For more information about the event visit the official website volvooceanrace.com.

Visit our Travel Guides section for more information about destinations - and do not forget to follow the links on each page of the country for the last and most important of the Foreign Office (FCO) updates and advice.



If you are a British citizen traveling within the EU, do not forget your European Health Insurance Card (EHIC), but this should never be used as a substitute for full travel insurance.

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Cuba - New Requirement re Travel Insurance

Cuba - back to New travel insurance requirement

Effective May 1, 2010, is a requirement for travelers to Cuba for travel insurance in place - by the Cuban government.

Most important: The travel insurance must provide coverage for medical evacuation by air and be valid for the duration of their stay.

Upon arriving in the country without adequate insurance, a valid travel could pose a problem. In exceptional cases, may be able to purchase insurance from a Cuban company (which may be more expensive and not as complete as a policy of home.) The new rule applies to Cubans living abroad and for foreign visitors.



Upon arrival in Cuba visitors should submit a detailed copy of your travel insurance policy to make clear that it covers the length of stay and includes medical care and medical evacuation by air. Travelers bound for Cuba may wish to review your policy or call your insurer for clarification.

Visit our travel guide to Cuba and follow the link for the Foreign and Commonwealth Office (FCO) for updates and important information about visiting Cuba, including visa requirements and passport (ie passport must be valid for six months following his departure from Cuba). In addition, travel irons and kettles may be confiscated at the entrance, so do some research before you go!

No travel restrictions against the FCO in place, at the time of writing, but it is advisable to check before booking a trip if the situation changes.

According to the FCO there are adequate medical facilities in the capital, Havana, but in other parts of the island, medical evacuation may be necessary. Medical care and evacuation by air is expensive. Without appropriate travel insurance visitors have to pay cash for treatment, which could cost approx. £ 200 per day during the hospital stay, plus medical and / or evacuation.

Some medications may not be available in Cuba, so take a good supply of your prescription drugs and a doctor's letter and a copy of the recipe.

As for money for the trip, the FCO also advises talking with your bank to ensure that your credit card or debit card work there. Please note that U.S. not accept dollars as payment and there is a commitment to change.

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Channel Islands and Isle of Man Travel Insurance

Channel Islands and the Isle of Man Travel Insurance



Many tourists from the UK may decide to avoid long trips this summer for vacation home or quickjump to Europe through the Channel Islands or through the Channel Tunnel or ferry.

May be due to financial problems, the fear of returning ash cloud, air strikes - or a combination.

Channel Islands attract thousands of visitors each year, and are perhaps the UK response to a tropical island paradise.

Jersey and Guernsey are the largest of the main islands, offering miles of natural beauty, beautiful coastlines, temperate climate, pristine beaches and seafood - perfect for family fun and relaxation. Ferry services are available to take day trips to explore nearby islands.

Alderney is a haven of peace, only eight miles off the coast of France and the third largest island. Has its own airport and port. The small islands of Herm and Sark are ideal for those who really want to get away from everything, especially what they are without cars! Imagine ...

There are many ways to arrive by air and sea. St. Helier in Jersey and St. Peter Port in Guernsey are the main centers to include regular ferry services from Weymouth, Poole and Portsmouth, as well as the services of Saint-Malo in Normandy.



Important changes re Health Care:

British citizens who visit the Channel Islands should be aware that the reciprocal health agreement with the United Kingdom ended on March 31, 2010. Previously, visitors are entitled to free medical care, as with the NHS.

Since the agreement ended this year it is advisable for visitors to take adequate travel insurance to visit the islands. (The same applies to residents of the Channel Islands when visiting the UK). For more information, visit the Directgov website - click here.

Isle of Man: The Isle of Man is situated in the Irish Sea between Northern Ireland and northern England. The reciprocal healthcare agreement between the UK and the Isle of Man is also due to end March 31, 2010, but has been extended for another six months - until late September 2010.

Until then the visitors from the United Kingdom are entitled to free access to NHS services in the event of injury or illness, but - be warned - the cover does not extend to potentially costly medical evacuation (if necessary) to carry home if you can do so by the normal methods of transport. For more information click here.

Flickr Image cc: lostajy (St. Peter Port, Guernsey)
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Travel Insurance Claims - This may surprise you!

As with everything else in the current financial climate extreme, the costs are rising. There have been many news reports recently about the alarming increase in the number of strong travel insurance claims.

The Foreign Office (FCO) "British Behavior Abroad 'report published in July showed that from April 2009-March 2010 the British were going abroad once again proved to be adequately prepared for the potential dangers of travel and many do not buy insurance travel



Apparently, there have been a big jump in applications for travel insurance for medical expenses incurred by backpackers and gappers and those involved in risky activities and adventure sports. Along with costly bills for medical treatment, many people these days are traveling with expensive personal items at risk of loss or theft have, such as laptops, iPods, iPhones, etc.

Problems with the FCO and British consulates help includes the detention of alcohol or drug related crimes, hospitalization, death, rape, sexual assault, lost or stolen passports, and traffic accidents. Many of these problems involve very expensive hospital treatment and repatriation bills - the Ministry of Foreign Affairs or the local consulate does not cover!

FCO quoted research which showed that Britons are willing to spend an average of 12.00 pounds in magazines and candy at the airport, which is more than double the base price for single trip insurance! Indicate that one in five (19 percent) of Britons still go abroad without travel insurance. Also, the British spend more time cleaning their homes before going on holiday to do research in their country of destination and local laws and customs.

Spain entered the top of the list of consular assistance (5283), followed by Thailand, Pakistan, Cyprus, Germany and Greece. Consular staff around the world is with 1.95 million hits during the period of one year. Someone has to pay for this, and ultimately ends up being that, the taxpayers.

Added to the irresponsible behavior of many travelers is the mistaken belief that the nearest consulate will be able to get away by posting bail or paying hospital bills. If the traveler to do some basic preparation and prevention, such as checking the website of FCO travel advice for your destination before you go, and travel insurance, this could reduce the burden and cost to consulates. The FCO has sent a clear message to holdaymakers to have a good time, but to please do your bit and be prepared.

This applies to travel to anyone, but especially for young people traveling (often alone) to distant places remote. There have been cases of young people from being seriously injured or die tragically abroad. If you do not have travel insurance that is left to the grieving parents and family to find the thousands of pounds it costs to repatriate the bodies for burial. It can be alarming for parents to read these reports so I can only say that if you have young gappers go around the world would be money well spent if it is sure to have at least the minimum insurance for backpackers before go. The relatively small cost could save thousands and much concern and sadness, if things go wrong.

The same is true for skiers and snowboarders - if you end up needing to mountain rescue, air ambulance and medical treatment costs of these services often jumps back to families unless they pay for ski insurance appropriate.

Many travel insurance companies have reported that they could face having to raise premiums by up to twenty percent due to the huge losses they are suffering with the (often preventable) claims - and the imminent rise in VAT 20% next January will not help.

Through these websites / blogs that are constantly trying to help travelers avoid common problems by raising awareness of the FCO 'Know Before You Go "campaign and the need for travel insurance.

People like to complain about insurance companies being a necessary evil, or ask why they are necessary at all. However, be sure that travel insurance will be there for you as long as you have a valid claim. It is not likely to hear something positive about the travel insurance companies in the news, but it can take from us what they do pay claims and can be considerable!

If travelers would take on a more responsible and serious attitude to travel and do everything possible to avoid problems of preventing this would help lower the cost for everyone involved, including the FCO and the British taxpayer. It will also help keep down the cost of travel insurance premiums and ultimately benefit the traveler.

Travel Insurance Rates Rise - But We Have Good News!

Travel Insurance Rates Rise - But we have good news!

We are very happy to pass along some cheer to all our customers - and future clients ...

Here at Travel Insurance Direct are happy to announce that we have no plans to transmit the increasing IPT (Insurance Premium Tax - the insurance equivalent to VAT) to our customers and we are succeeding in the absorption of most further increases in the premium subscribers.

The price of everything related to travel has increased dramatically .... The airport departure tax has increased VAT to about 17.5% to 20%. Everything contributes to an even bigger bite of budgets precious vacation.

Insurers generally have reported that the increase is necessary due to the rising cost of medical claims - and fraudulent claims. Seems to be how the world these days that the actions of the few dishonest means that the rest of us are punished by having to pay more.

Always be careful when choosing a travel insurance policy. Make sure you cover all planned activities have adequate medical coverage, as well as important basic concepts such as emergency medical repatriation, legal expenses and personal liability. For a check, or skiing holiday winter sports including mountain rescue and medical evacuation.

Once your travel insurance policy is hidden in hand luggage and are away on holiday, can be very easy to forget that the insurance does not provide a license to act irresponsibly! In fact, the surest way of thinking is to act as if uninsured.

Many travelers neglect to take out insurance at all, it's crazy, especially when participating in winter sports or other potentially dangerous activities. The expenses that may incur if it goes wrong are astronomical compared to the relatively small cost of travel insurance.

The costs of emergency medical care in many countries can be very high, and uninsured travelers are stuck paying those bills. Contrary to a mistaken belief that they have many, the British consulate does not cover costs.

For an example of how affordable travel insurance can be, our individual travel insurance trip starts from £ 4.19 and our backpacker policies ranging from just 0.29 p per day! For families, or those planning to have more than one trip a year, the multi-annual policy is usually the best travel value. Given the amount of money you are likely to spend a round of drinks and snacks at the airport waiting for your flight, there really is no excuse not to insure your trip! (Think about it ...)

We are promoting and enourage our customers to visit the website of the Foreign and Commonwealth Office travel tips and advice country - as part of its' Know Before You Go campaign. The informed traveler is obviously less likely to break laws and found innocent in difficult situations abroad, which means, of course, a smaller number of travel insurance claims and premiums remain lower for all!

Travel insurance can be offered or provided, along with bank accounts or credit cards, or by several companies. These policies may be suitable for your needs, but be careful with anything that seems too free or cheap ... You get what you pay! More likely is that insurance benefits have been reduced somewhere - perhaps with a higher excess (the amount of a claim is paid) or a lower amount of insurance. The insurance can not cover pre-existing medical conditions to all or only to a limited extent.

Travel insurance can be purchased in a variety of shapes for all tastes, from a single trip, annual multi-trip, with or without ski insurance and the option to add extra coverage, such as golf and equipment office.

The smart way to buy insurance is not just about cost, but to find an established and reliable company that provides the coverage you need at the best price. For a quote, click here.

Stay warm and safe trip!

Proper Golf Club Care to Keep Your Clubs Sparkling

 

by Okinawa Soba

Golf Club proper care to maintain its sparkiling

 

Proper Golf Club Care to Keep Your Clubs Sparkling: When it comes to most sports that are as good as your equipment allows it to be., in golf this statement is very true as golf clubs can really dirty or damaged ruin their shots and put a brake on their leisure round of golf. And ensure that their clubs do not hinder your progress there are also concerns that poor maintenance clubs can lead to them, did not last long., Cconsidering how some golf clubs can cost more than a few hundred pounds you should take all measures to ensure that their clubs last as long as possible.

First, the storage of your clubs in the right place can help prolong the life of their clubs and some golf clubs are commonplace stored can be bad for clubs such as the garage or in the trunk of the car. The change in humidity and temperature that their clubs could be exposed to the media that his club could be damaged. Saving bats in a proper golf bag will help keep your clubs dry and safe from harm.

 

Some golfers go a step further with more individual head covers for all clubs as well, even including the putter. A blow or a mark on the putter face can affect the direction of your putt and the same is true of all other clubs in your bag.

Proper Golf Club Care to Keep Your Clubs Sparkling

Cleaning your golf clubs must be done regularly, if not after every round at least every couple of rounds. During a game of golf club can be covered in grass, sand, dirt and water so you should try to keep your clubs clean with a soft brush and warm water. Make sure you dry them thoroughly after washing to prevent rust or other damage. Similarly, when you're on the course is worth having a small towel attached to your golf bag or car for cleaning sticks down before putting them back into the bag.

 

Wed grips on your golf clubs should be cleaned as well, so as not to stay in the bag, while wet. You need to ensure that the handles are clean, but not wet as this can cause it to deteriorate or come loose. Grips cleaning is as simple as cleaning with a damp cloth. When cleaning you should look for areas that may be deteriorating as bright areas or cracks in the rubber. If the grips club has seen better days, then you need to make sure they are replaced or repaired quickly, the grips are vital in carrying out the club and can greatly affect your photos.

 

Keep a close eye on their status as golf clubs can help make the best use of their money, but also keep hitting shots with clean and fully operational golf clubs.

 

Be sure to take care of your golf clubs, but also ensure you are covered by a comprehensive insurance policy courses. To travel abroad to play golf is golf travel insurance policies that can help ensure that your valuable golf equipment is safe when traveling.

 

Proper Golf Club Care to Keep Your Clubs Sparkling

 

 

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Video Rating: 4 / 5     Proper Golf Club Care to Keep Your Clubs Sparkling

How much is the average monthly cost of car insurance for a 17 year old?

 

by kahala

Question by Miranda: How much is the average monthly cost of car insurance for a 17 year old?I'm 17, almost 18 and I've been looking into buying a car for myself. A used one of course. Anyways, I'm wondering how much it would generally cost a month for car insurance. Also, what are some of the best car insurance companies that are helpful and cheap? Thanks in advance guys!Best answer:

Answer by evongolistahmm all depends where you live and if other local teens with cars arent the smartest drivers. but id say ave in eastern pa is about 0 to 0 if your insured alone. sad but yea its expensive here. hope where ever you are its a little better.

Add your own answer in the comments!

So Sad....Video Rating: 4 / 5